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How To Become a Notary Public

or Loan Signing Agent in

How to Become a Notary Public In

Philadelphia, Pennsylvania

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  • How to become a Notary Public or Notary Loan Signing Agent
  • How to become a Notary Public or Notary Loan Signing Agent
  • How to become a Notary Public or Notary Loan Signing Agent
  • How to become a Notary Public or Notary Loan Signing Agent
  • How to become a Notary Public or Notary Loan Signing Agent
  • How to become a Notary Public or Notary Loan Signing Agent

Step by Step Instructions for all Notaries in

Philadelphia, Pennsylvania

How to Become a Notary Public in Pennsylvania

To become a Notary Public in Pennsylvania, applicants must complete the following steps:


  1. Meet the requirements.

  2. Take a three-hour training course.

  3. Complete the application online.

  4. Take the exam.

  5. Get a $10,000 surety bond.

  6. Take your oath of office, file your bond and commission, and register your official signature.

  7. Buy your Notary seal and journal.


If you are seeking to become a Notary Loan Signing Agent in Pennsylvania it is strongly advised that you take additional training beyond the National Notary Association.

The National Notary Association helps to prepare Notaries on a very basic level. However, companies like Notary2Pro, NotaryStars, and NotaryAcademy are all very well poised to help Notary Loan Signing Agents learn the meaning of Loan Documents, How to Present Loan Documents, What You as a Notary Can Say About Loan Documents, and How to Execute Loan Documents. Ideally, the highest paid Loan Signing Agents will have taken all three of these courses and more.


Companies like Notary Stars can also help point you in the direction of additional reputable trainers within the industry who can also show you how to perform additional services like Permit Running, Apostille, Document Translations, Estate Planning, and more! These are additional sources of revenue that the National Notary Association does not cover.


About the Pennsylvania Notary Process

The term of a Pennsylvania Notary commission is four years. Below, you’ll find more information about the PA Notary application process.


Cost to Become a Notary in PA

The cost to become a Notary in Pennsylvania ranges between $314 - $413. This factors in the education provider you choose for the required training and companies from which you purchase your Notary supplies. The fees for filing your bond, signature and commission vary across counties.


Commission Processing Time


The Pennsylvania Department of State recommends allowing one to three weeks for the processing of a Notary Public commission application.


It could take several additional weeks, depending on when you pass the exam and finish the rest of the application process.


Pennsylvania Notary Public Requirements

Find out who and who cannot be a Notary in Pennsylvania along with training requirements.


Eligibility

A Notary Public applicant in Pennsylvania must meet the following requirements:


  • Be at least 18 years old

  • Be a U.S. citizen or legal permanent resident

  • Be a resident of, or be employed at a physical address within, the Commonwealth

  • Be of good character, integrity and ability

  • Be able to read and write English

  • Not be disqualified under 57 Pa.C.S. 323

  • Not have had a Notary commission revoked in Pennsylvania or any other state in the past five years

  • Must comply with other requirements the Department may establish


Who can't be a Notary?

You cannot be a Notary Public if you:


  • Are a member of the U.S. Congress

  • Receive money or special perks for holding a federal government office or appointment

  • Are a member of the General Assembly of Pennsylvania


Notary Training

Applicants must complete a three-hour pre-approved Notary Public education course offered by an approved education provider within six months before submitting their application.


Application

Complete the online application form. You'll need to attach your training certificate and pay the fee.


In about one to three weeks, you'll get an email from either the Department of State or Pearson VUE with details about the exam.


Exam

Applicants must pass an exam that covers state statutes, regulations, procedures and ethics. Administered by Pearson VUE, the exam has specific testing instructions you must follow. If you pass, your score will be sent to the state.


You'll have six months from the time you're authorized to take the exam to pass it. There are no limits on the number of times you can take it. Your exam results will be sent to the Department of State by Pearson VUE.


If you don't pass within six months, you'll need to take the basic education course again and restart the commission application process.


Oath of Office

You’ll receive an email with your Notice of Appointee letter and blank bond.


Go to your county recorder of deeds and present evidence of your identity. There, you’ll take your oath of office, file your bond and commission, and register your official signature. You’ll have 45 days from your appointment to complete these steps.


The recorder of deeds will provide you with your commission certificate and a wallet card.


Notary Supplies

You'll need a Notary seal stamp, journal and certificates. An embosser is optional.

The Notary seal must be an inked rubber stamp in a rectangular design no larger than 3.5" x 1". Within a plain border, the following information must be shown:


  • The words "Commonwealth of Pennsylvania – Notary Seal"

  • The words "Notary Public"

  • Your name as it appears on your commission

  • The county in which you maintain an office

  • Your commission expiration date

  • The seven-digit identification number assigned by the Department of State


Surety Bond

Notaries in Pennsylvania are required to have a $10,000, four-year surety bond from a company qualified to write bonds in the state.


How to Become a Notary Public in Pennsylvania

To become a Notary Public in Pennsylvania, applicants must complete the following steps:

  1. Meet the requirements.

  2. Take a three-hour training course.

  3. Complete the application online.

  4. Take the exam.

  5. Get a $10,000 surety bond.

  6. Take your oath of office, file your bond and commission, and register your official signature.

  7. Buy your Notary seal and journal.


Which state government office handles Notaries?

The Pennsylvania Department of State issues Notary Public commissions.


Is E&O insurance required?

E&O insurance is not a requirement in Pennsylvania.


Since a surety bond does not protect the Notary, many Notaries choose to purchase optional errors and omissions (E&O) insurance policies to protect themselves from legal expenses.


May I become a Pennsylvania Notary if I am not a U.S. citizen?

Yes. In addition to U.S. citizens, Pennsylvania allows permanent legal residents of the Commonwealth to become Notaries.


Where will I be able to notarize?

A Pennsylvania Notary can perform notarial acts anywhere within the state's borders.


Who can I notarize for?

You can notarize for any member of the public who presents acceptable identification, as long as the request meets all statutory requirements for notarization.


You're prohibited from notarizing a document in which you or your spouse has a direct or pecuniary interest.


How much can Pennsylvania Notaries charge per notarial act?

Pennsylvania Notaries can charge no more than $5 for most notarizations.


If you decide to charge for your services, you must display your fees in a conspicuous location in your place of business or present your fees upon request if you're outside of your office.


The NNA offers a Notary Fee Schedule, making it convenient to display the maximum fees a PA Notary may charge.


What happens if I move or change my name?

You must report any changes to your address or name to the Department within 30 days of the change using the following forms:


  • Notary Public Change of Address/Email (online): Complete this form if you change your office or home address.


    You may print and mail it to the Department or fill it out online.

    If you move your Notary office to a new county, you must register your official signature in the prothonotary's office of the new county within 30 days of moving.


    Moving outside of the Commonwealth results in the automatic resignation of your commission.


  • Notary Public Change of Name (online): Complete this form and provide evidence of the name change (i.e., marriage certificate, divorce decree or court order). You may mail the form to the Department or submit it online.


    You may continue using your former name on notarial acts until your commission expires, but you may not use your new name until you've registered your new signature with the prothonotary's office of the county in which your office is located and bought a new seal.


How do I renew my Pennsylvania Notary commission?

To renew your commission, you must meet the requirements to become a Notary and complete the application process. This includes the three-hour education requirement but excludes the exam.


If your commission lapses, even for one day, you will be required to pass the exam.


How do I become an electronic Notary in Pennsylvania?

To qualify for eNotarization, you must be a commissioned Notary Public. You must submit a completed Electronic Notary Public Application to the Department.


If approved, you'll receive an email asking you to log into the Department's website where you’ll choose from a list of approved eNotary technology vendors.


The Department will forward your electronic Notary authorization to your chosen vendor(s), and you'll need to work with the vendor(s) to get set up. Your eNotary authorization lasts for as long as your four-year traditional commission is valid. You'll need to follow the same steps for reappointment.


What do I need to know about remote online notarization in Pennsylvania?

Pennsylvania made the temporary allowance for remote online notarization (RON) permanent on October 29, 2020. Notaries with an active commission can register to perform RONs for signers in any location as long as the Notaries themselves are physically located within the state of Pennsylvania.


This step-by-step guide teaches you how you can register as a remote online Notary.

Learn More About Notary Stars For Notaries and Signing Agents in:

Philadelphia, Pennsylvania

Meet Our Notary & Loan Signing Agent Instructors

Kirsten Bly,

New Notary Liason

Beth Hathoot,

Lead Signing Agent Instructor

Ronnie Mickle,

Founder & Owner

Manuel Puga,

Bilingual Notary Instructor

Amy Seitz,

Lead RON Instructor

Kirsten Bly, New Notary Liason & Notary Stars Insructor
Beth Hathoot, Lead Loan Signing Agent Instructor, Notary Stars
Ronnie Mickle, Notary Stars Founder and NNA Influencer Nominie for 2024
Manuel Puga, Bilingual (Spanish) Notary Stars Instructor
Amy Seitz, From Cyberize It, Notary Instructor
Notary Signing Agent Training

Common Misconceptions About Becoming a Notary Signing Agent In:

Philadelphia, Pennsylvania

Myth 1:  All Notaries Earn Over Six Figures

A widespread belief suggests that notaries consistently earn six-figure incomes. While it's true that some notaries achieve substantial earnings, this is not the norm for everyone. Such claims are often exaggerated to promote notary courses. In reality, income varies based on factors like location, experience, and the effort invested in building the business. It's crucial to approach such claims with caution and conduct thorough research before committing to any training program. Check out this Article from the NNA.

Myth 2:  Being a Notary is Easy

The notion that being a notary is a simple task is misleading. The role demands meticulous attention to detail, a deep understanding of legal documents, and strict adherence to state laws and regulations. Notaries must ensure the authenticity of signatures, prevent fraud, and maintain accurate records. This level of responsibility requires comprehensive training and a commitment to ongoing education. While the work is fulfilling, it is far from effortless.

Myth 3:  Marketing as a Notary Signing Agent is Unnecessary

Some believe that merely obtaining a notary commission will lead to a steady stream of clients. However, like any business, building a successful notary practice requires proactive marketing. Relying solely on a notary commission without marketing efforts is unlikely to attract clients. Organizations like Notary Stars specialize in providing training and resources to help notaries effectively market their services, navigate industry challenges, and establish a thriving business.

Myth 4:  Notaries Can Provide Legal Advice

A common misconception is that notaries can offer legal advice or assist in drafting documents. In reality, notaries are prohibited from providing legal counsel unless they are also licensed attorneys. Their primary role is to witness signatures and verify the identity of signers, ensuring that documents are signed willingly and knowingly. Offering legal advice without proper qualifications can lead to legal repercussions and undermine the notary's credibility.

Myth 5:  Notarization Guarantees the Legality of a Document

Many assume that a notarized document is automatically legal and enforceable. However, notarization only confirms the authenticity of signatures and the voluntary nature of the signing. It does not validate the content or legality of the document itself. Ensuring a document's legality requires proper drafting and, in many cases, legal review by a qualified attorney.

Myth 6:  Notaries Must Notarize Every Document Presented to Them

It's a common belief that notaries are obligated to notarize any document upon request. However, notaries have the authority to refuse notarization under certain circumstances, such as:

  • Inability to verify the signer's identity

  • Suspected coercion or unwillingness of the signer

  • Incomplete or altered documents

  • Requests for unauthorized acts, like certifying copies of official records

Notaries must adhere to their state's laws and exercise judgment to maintain the integrity of the notarization process.

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